Meet Finshape
Innovation no longer happens in your core banking system. It happens on a new digital banking platform.
Total Expenses
Sep 2026$316,920
−3.1%vs August
Total Income
Sep 2026$482,340
+8.2%vs August
Unified, personalised experience across mobile, web, or branch front ends.
Trusted by banks including
Every delayed project is a product your competitors launched first.
Hard-coded systems make every change slow and expensive.
While neobanks ship weekly, banks spend months on prioritisation and development cycles.
Business teams have ideas. IT has the keys. The result: slow & expensive.
Your roadmap is in fact controlled by someone else.
Our platform and solutions are here to change your world.
Launch in weeks/months. Proven methods. Predictable cost.
Complete sovereignty over your code and infrastructure. No vendor lock-in, ever.
Clean data architecture built for the next generation of AI-driven financial services.
We know, because we have seen it from both sides for over 30 years. When banks started building their own teams, we chose to build them the platform that makes it possible with grace.
For decades, we delivered digital banking the traditional way. We rebuilt from the ground up to become the partner we wished existed when we were on the other side of the table.
Our platform and solutions are here to change your world.
01Speed
New products at the pace the market demands, not the pace your legacy allows.
Profit and loss
September 2026
| Revenue | $482,340 | +8.2% |
|---|---|---|
| Cost of revenue | ($133,126) | 27.6% |
| Gross profit | $349,214 | 72.4% |
| Operating expenses | ($183,794) | 38.1% |
| Operating income | $165,420 | 34.3% |
| Net income | $151,180 | 31.3% |
02Agentic AI
Agentic workflows, open APIs, a foundation that evolves with the technology.
Ask Finshape
Answers grounded in your own ledger
03Architecture
Open standards. Modern architecture. No replacement project in 5 years.
Revenue analytics
Reconciled with billing, CRM and ledger
| Period | Recurring | Services |
|---|---|---|
| Oct | $253.6K | $98.6K |
| Nov | $260.2K | $101.2K |
| Dec | $280.6K | $109.1K |
| Jan | $267.2K | $103.9K |
| Feb | $276.7K | $107.6K |
| Mar | $289.6K | $112.6K |
| Apr | $301.4K | $117.2K |
| May | $294.6K | $114.6K |
| Jun | $310.9K | $120.9K |
| Jul | $322.1K | $125.3K |
| Aug | $321K | $124.8K |
| Sep | $347.3K | $135.1K |
04Advisory
Business advisory alongside delivery — invest in what actually works. Happy to find it for you.
Budgets
$925K of $1.1M used across 5 teams
On track for quarter end
Projected 9% over by quarter end
On track for quarter end
On track for quarter end
On track for quarter end
05Omnichannel
Unified, personalised experience across mobile, web, or branch front ends.
Live transactions
Synced from 12 connected accounts
06Ownership
No vendor permission needed. Your team, your pace, your decisions.
Cash flow forecast
Six months of actuals, six months ahead
Projected cash, March 2027
$3.2M
Current growth and spend continue as planned.
| Period | Cash balance |
|---|---|
| Apr | $1.9M |
| May | $2M |
| Jun | $2.1M |
| Jul | $2.2M |
| Aug | $2.3M |
| Sep | $2.5M |
| Oct | $2.6M |
| Nov | $2.7M |
| Dec | $2.8M |
| Jan | $3M |
| Feb | $3.1M |
| Mar | $3.2M |
Retail, SME, corporate and wealth management on one digital banking platform, with a unified, personalised experience across mobile, web and branch.
Arden & Co.
Financial overview
September 2026 vs August
Total income
$482,340
Total expenses
$316,920
Net cash flow
$165,420
Cash balance
$2,486,400
Income vs expenses
Last 12 months
| Period | Income | Expenses |
|---|---|---|
| Oct | $352.2K | $291.3K |
| Nov | $361.4K | $296.8K |
| Dec | $389.8K | $318.5K |
| Jan | $371.1K | $302.2K |
| Feb | $384.3K | $299.6K |
| Mar | $402.2K | $311.3K |
| Apr | $418.6K | $306.2K |
| May | $409.1K | $314.6K |
| Jun | $431.9K | $309.2K |
| Jul | $447.4K | $322.5K |
| Aug | $445.8K | $327.1K |
| Sep | $482.3K | $316.9K |
Spend by category
September 2026
Recent transactions
Categorized and matched automatically
| Merchant | Date | Amount | Status |
|---|---|---|---|
Amazon Web ServicesSoftware & cloud | Sep 30 | −$12,480.00 | Matched |
Harbor & PineSubscription revenue | Sep 30 | +$24,000.00 | Reconciled |
Gusto payroll runPayroll | Sep 29 | −$71,240.18 | Reconciled |
FigmaSoftware & cloud | Sep 29 | −$1,350.00 | Matched |
Kestrel AnalyticsServices revenue | Sep 28 | +$18,750.00 | Reconciled |
Cash flow forecast
Base case, next 6 months
| Period | Cash balance |
|---|---|
| Apr | $1.9M |
| May | $2M |
| Jun | $2.1M |
| Jul | $2.2M |
| Aug | $2.3M |
| Sep | $2.5M |
| Oct | $2.6M |
| Nov | $2.7M |
| Dec | $2.8M |
| Jan | $3M |
| Feb | $3.1M |
| Mar | $3.2M |
Performance
Key indicators this month
Target 75%
Target 30%
Month over month
Down from 44
AI insights
Generated from this week of activity
Software spend is up 18% this quarter
Three project management tools overlap. Consolidating them could save about $4,200 a month.
Review tools
Collections are speeding up
Enterprise customers now pay 6 days faster than last quarter, adding $310K to projected Q4 cash.
View forecast
Win and retain more retail customers with a hyper-personalised customer experience across all touchpoints, from instant onboarding to tailored journeys.
Become the trusted financial partner for SMEs by offering tailored solutions and products that help them run and grow.
Power corporate growth by streamlining financial complexity, with batch payments and secure multi-level access.
Strengthen high-value client relationships with a premium digital experience, portfolio insights and investment options.
You don't need a big-bang replacement. You need the right partner and a clear plan.
Book a meetingWe listen first. No methodology pitch. No strategy revision unless you want one. We start with what you need and build from there.
From UX to architecture and delivery — alongside your team, not instead of it. Open, modern, agentic.
When we go live, the solution is yours. Your team runs it, extends it, evolves it — without needing us for every change.
Business advisory alongside delivery — invest in what actually works.
Book a meetingEnsure that your products and customer experiences delight customers and bring the desired business impact.
We share the risk and take full responsibility for a successful delivery.
Our DBOS Academy equips your team with the practical knowledge to create a development roadmap tailored to your skills, roles and challenges.
Working hand in hand with Finshape has been a key part of our transformation journey at Slovenská sporiteľňa.
Delayed projects compound. Every workaround adds complexity. Every missed launch increases the distance between your bank and the customers you're trying to serve.
The good news: you don't need a big-bang replacement. You need the right partner and a clear plan. We can start it with small, safe steps that make a difference.
Book a meetingYou have seen what's possible. Now it's your turn.